How the new ‘Tap to Pay’ iPhone feature could hint at peer-to-peer contactless payments in iOS 16

Apple

Yesterday, Apple officially announced a new Tap to Pay on iPhone feature. This feature turns your iPhone into a contactless payment terminal – the initial implementation of this capability will target businesses, with Apple making new tools available to developers so companies like Stripe can integrate Tap to Pay into merchant applications.

But could this feature also hint at something Apple could add to the iPhone for peer-to-peer payments on a system-level with iOS 16? It certainly seems plausible…

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